OUR PROCESS
The Client Experience
Our track record shows we deliver the finest client experience. It all starts with something so simple: the art and skill of listening before we speak.
COLLABORATE WITH SPECIALISTS
Meet Oliver:
Architect & Father of 3
Oliver - architect & father of 3
My main objective was to find an Independent Investment and Planning professional that could help our Family Grow and Protect our hard earned assets without the hassle of multiple in-person meetings that required digging out all our paper statements for review. I am busy, my time to my Firm is valuable and so is my time with my Family after work hours. I wanted a Human Advisor with a High-Tech Services Suite that would be accessible when I needed it and is transparent and reasonable on their Fee Schedules. I wanted to see what the next 20 years could look like and an Advisor that will be with me for the long haul.
COLLABORATE WITH SPECIALISTS
Meet Ellie:
Dentist & Mother of 3
ELLIE - Dentist & Mother of 3
My Dental Practice is growing and I was concerned that the Retirement Plan and Wellness program isn’t up to par with the latest and best practices for my employees and myself. Further, I wanted to find a trusted Advisor & Firm that could handle both my Professional needs and my Personal desire to get my investments and finances organized. I wanted purpose with a plan. Finally, I needed someone to make the experience comfortable, somebody who would listen to what I wanted and someone who could speak to my Husband and I with compassion and grace.
Capital Investment Company of VA
Find Your Inspiration.
OUR PROCESS
Strategic Guidance. Transparent
Process. Results that Matter.
A “Listen First” Approach
Converse
We build close relationships that establish expectations, reduce anxieties and outline a clear path to addressing the complexities we have agreed to solve together.
Open-Architecture & Innovation
Curate
Once we understand your financial situation, we will help you reach your goals through innovative solutions.
Prudent, Discriminating Allocators
Implement
Our attention to detail, transparency, and results are what sets us apart.
Protect. Scale. Capitalize. Realize.
Monitor
Portfolio and Plan Construction is vital at onset and throughout the implementation timeline; however, proactive, diligent and disciplined monitoring is key to realizing those successes.
Your Right to Know & Understand
Evaluate
We WANT you to understand the value we bring to our relationship. Transparency is paramount. Real-time access to performance and plan data paired with a routine review process.
The client Experience
Collaborate
With Specialists
Converse. Consult. Service.
Here when you need us. Connect with your Advisor and the Service Teams through interactive screen shares, mobile chat & video conferencing. Text, Call or Click to Call when preferred.
Access. Transparency. Mobility. Real-Time.
Access. Transparency. Mobility. These words echo throughout our relationship with our Partners. Our Partners have the latest technology at their fingertips. Wether you need instant access to your accounts, real time consolidated reporting, mobile platform abilities or the desire to run scenarios on your Lifestyle Plans on the spot, we have you covered 24/7/365. Find Our Consolidated Partner Login in the Menu at the top.
Prudence in Process
Tell Us What You Want
As a partner of ours, your objectives come first. A "listen first" consultation reinforces our single-minded focus of doing what is best for our partners. Only then can we allocate our independent and innovative resources to show you how we can help.
Human Advice + Integrated Technologies = Convenient & Productive Planning
“We knew we needed full-scope Lifestyle Planning and Investment Management. With our busy professional lives and three kids with their own activities, we just couldn’t find the time. Andy and his team of specialists accommodated us using the latest video conferencing technology. From there, we engaged through integrated cloud-based planning tools that were simple and thoughtful. We are so pleased with the experience, the organization, and the advice!”
Capital Investment Co. of Virginia
Services That Work On Your Time.
Capital Investment Company of VA
Our Key Attributes
Discover a suite of financial services designed to support your goals at every stage of life and business.
Agnostic Design Principles
Investment & Lifestyle Plan Management means something different for each client of ours. Being able to access and source the broad universe of investment and planning vehicles, allows us to utilize THE BEST for the conversation at hand.
Innovative Technology
Our Partners have the latest technology at their fingertips. Wether you need instant access to your accounts, real time consolidated reporting, mobile platform abilities or the desire to run scenarios on your Lifestyle Plans on the spot, we have you covered 24/7/365.
Superior Communication
Access. Transparency. Mobility. These words echo throughout our relationship with our Partners. Reach us. through chat features, text messages, video conferencing or by the old fashioned telephone call and in-person meetings. We are here when you need us.
Comfortable Experience
Your preferred method of interaction will be met with white glove service and follow through. Come share a cup of coffee or cold refreshment in our renovated modern offices or hop on a video call from the comfort of your office or home.
Proactive Strategies
By always approaching our relationships with a holistic, integrated and collaborative manner, our partners can count on us to work tirelessly on their behalf, to be proactive and innovative in finding the best solutions
Transparent Discussion
We believe you have the right to know how your Plan is progressing. Transparency is provided at every level. We want you to understand the value we bring. Periodic review processes are performed to hold our plan accountable but to also jointly ensure that fees and expenses are fair and reasonable for the relationship.
Why Our Clients Love Us
Andy is very responsive, and always has smart and useful advice to offer about all our financial needs. Highly recommend working with him!
- Cat Lazaroff
Great investment advice from Andy. He has doubled my money in a short period of time. Highly recommend!
- Andy S.
Andy Ingram has been a great asset for us as we head into the uncharted waters of retirement! His knowledge and recommendations are very much appreciated and we highly recommend him!
- Loretta Kiedrowski
FAQs
Frequently Asked Questions
Why do I need a financial advisor?
Money decisions are complicated, and small mistakes can cost big. I simplify your options, help you avoid costly errors, and build a clear plan for your future.
What’s the difference between financial planning and investing?
Investing is one part of the picture. Financial planning covers the whole picture—retirement, taxes, insurance, estate planning, and how it all works together.
Do I really need to save for retirement if I have a 401(k)?
Yes. A 401(k) is a great start, but it’s just one tool. I’ll help you maximize it and build a retirement income plan that lasts.
Is now a good time to invest?
Yes—if you invest with a plan. We match your timeline and risk level, then put cash to work in stages so you don’t rely on perfect timing.
What’s a “good” annual return?
A good return is the one that gets you to your goals with risk you can live with. We set expectations by plan, not headlines.
What should I do with an old 401(k)?
You can leave it, roll to your new plan, or roll to an IRA. I compare fees, fund choices, and protections, then execute the rollover for you.
What are my fiduciary responsibilities as a plan sponsor?
As fiduciary, you must act prudently, document decisions, monitor investments, and ensure fees are reasonable. I provide 3(21) or 3(38) fiduciary support, policies, and a documented process to reduce liability.
How do I reduce liability for myself and the company?
Shift investment selection to a 3(38) fiduciary, adopt an IPS, run quarterly reviews, and maintain a fiduciary file. My role is to build and maintain that defense file for you.
How do we integrate financial wellness into our retirement program?
We add budgeting, debt payoff, and household planning tools. I align wellness programs with retirement readiness metrics so benefits show measurable ROI.
contact
It All Begins with a Conversation.
Have questions or need assistance? Reach out to us through our contact form below. We're here to help you connect and collaborate!
Capital Investment Company of VA
Experience Confidence. Ethical Advice. Independent Expertise.
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