For individuals - ESTATE PLANNING & TRUST SERVICES
Plan with Purpose: Protect What Matters Most, Today and for Generations
Our approach integrates wills, trusts, tax optimization, and asset protection into a single, coordinated plan. You stay in control, maintaining privacy, minimizing friction, and ensuring that your family, charities, and causes receive what you envision, exactly as you intend.
We partner with specialized estate attorneys, CPAs, and fiduciary administrators to turn complex goals into clear, executable outcomes.
Capital Investment Co. of Virginia
Estate Planning & Trust Services provide the structure to transfer wealth efficiently and intentionally.
From the Founder
“Legacy is intent made lasting. Estate planning is how you preserve control, protect privacy, and direct your values forward.”
J. Andy Ingram, AIF®, QPFC®, CPFA™, C(k)P®, Ri(k)™
Capcova + sollinda
Core Services
Will, Power of Attorney & Trust Document Structuring
Establish and maintain legal clarity around your intentions.
Protection of Assets & Privacy
Shield wealth from unnecessary tax exposure and public probate.
Endowments & Foundations
Extend your impact through philanthropy and community legacy.
Tax Optimization
Coordinate estate and gift strategies to reduce transfer tax burdens.
Wealth Transfer Strategy
Align assets to beneficiaries with timing and conditions that match your wishes.
Division of Assets Management
Plan for complex family structures with fairness and precision.
Probate Avoidance Strategies
Streamline the transfer process and protect family privacy.
Success Story
From Estate Chaos to Clarity
A retired business owner in Roanoke had multiple trusts, outdated wills, and assets titled inconsistently across entities. We coordinated with her CPA and estate attorney to consolidate structures, update beneficiary designations, and add a charitable foundation component. The result, a simplified, tax-efficient estate plan that protected privacy, ensured charitable giving continuity, and created clarity for heirs.
Generational
Wealth Framework
Control and Continuity Structures
Tax-Efficient Transfer Mechanisms
Asset Protection and Titling Design
Charitable and Philanthropic Strategies
Succession and Business Transition Planning
Privacy and Probate Minimization
Inter-generational Education & Governance
Capital Investment Co. of Virginia
Collaborate with a Coordinated Team of Specialists
Estate Planning works best when advisors, attorneys, and CPAs operate as one team. We ensure each document, entity, and investment aligns to your vision so your legacy remains intact for those you care about most.
Capital Investment Company of VA
Protect your legacy and simplify the future for your loved ones.
FAQs
Frequently Asked Questions
Why do I need a financial advisor?
Money decisions are complicated, and small mistakes can cost big. I simplify your options, help you avoid costly errors, and build a clear plan for your future.
What’s the difference between financial planning and investing?
Investing is one part of the picture. Financial planning covers the whole picture—retirement, taxes, insurance, estate planning, and how it all works together.
Do I really need to save for retirement if I have a 401(k)?
Yes. A 401(k) is a great start, but it’s just one tool. I’ll help you maximize it and build a retirement income plan that lasts.
Is now a good time to invest?
Yes—if you invest with a plan. We match your timeline and risk level, then put cash to work in stages so you don’t rely on perfect timing.
What’s a “good” annual return?
A good return is the one that gets you to your goals with risk you can live with. We set expectations by plan, not headlines.
What should I do with an old 401(k)?
You can leave it, roll to your new plan, or roll to an IRA. I compare fees, fund choices, and protections, then execute the rollover for you.
What are my fiduciary responsibilities as a plan sponsor?
As fiduciary, you must act prudently, document decisions, monitor investments, and ensure fees are reasonable. I provide 3(21) or 3(38) fiduciary support, policies, and a documented process to reduce liability.
How do I reduce liability for myself and the company?
Shift investment selection to a 3(38) fiduciary, adopt an IPS, run quarterly reviews, and maintain a fiduciary file. My role is to build and maintain that defense file for you.
How do we integrate financial wellness into our retirement program?
We add budgeting, debt payoff, and household planning tools. I align wellness programs with retirement readiness metrics so benefits show measurable ROI.
contact
It All Begins with a Conversation.
Have questions or need assistance? Reach out to us through our contact form below. We're here to help you connect and collaborate!
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