For individuals - INVESTMENT MANAGEMENT
Confidence Through Clarity: Investment Management That Works for You
Our process curates investments from the full universe of viable vehicles, creating portfolios that are efficient, transparent, and fully aligned with your objectives. Every portfolio is designed with purpose: to grow and protect your wealth, manage volatility, and deliver results that stand the test of time.
Whether your portfolio is $500K or $10M+, our fiduciary-driven framework ensures cost efficiency, ongoing monitoring, and discipline through all market cycles.
Capital Investment Co. of Virginia
Investment Management is about intelligent structure, not speculation.
From the Founder
“We believe successful investing is built on discipline, not prediction, focus on process, manage risk, and let time do its work.”
J. Andy Ingram, AIF®, QPFC®, CPFA™, C(k)P®, Ri(k)™
Capcova + sollinda
Core Services
Investment Advisory
Objective, fiduciary guidance tailored to your goals.
Asset Allocation
Diversified structures engineered for your time horizon and risk profile.
Portfolio Management
Actively monitored and rebalanced to maintain intended outcomes.
Risk-Focused Equity & Fixed Income
Targeted exposures across global sectors, duration tiers, and factor weights.
Dynamic Rotation Strategies
Tactical shifts responding to macroeconomic and market conditions.
Managed Treasuries
Liquidity and yield optimization using short-term instruments and direct Treasuries.
Tapered Assets Fee Schedule
$5K – $1M
1.00%
$1M – $2.5M
0.80%
$2.5M – $5M
0.75%
$5M – $7.5M
0.65%
$7.5M – $10M
0.55%
$10M+
0.40%
On Demand
Family Office Arrangements
Success Story
Simplified, Diversified,
& Transparent
A blended family with multiple brokerage and IRA accounts across five institutions wanted a simpler, more coordinated structure. After aligning their objectives and risk profile, we consolidated holdings into a single managed household platform, reduced overlapping positions by 38%, and cut total portfolio costs by 0.42% annually. The result, clearer reporting, unified strategy, and peace of mind knowing every dollar now has a purpose.
Capcova + sollinda
Our Menu of Strategies
Core Strategies
CORE, CORE PLUS, CORE DFA
Active Strategies
Active Risk-Focused Equity & Global Thematic Trend
Rotation Strategies
Global & Domestic
Investment Strategy Activity Spectrum
From less trading to dynamic repositioning, we’ll help you find the right activity level for your clients.
Capital Investment Co. of Virginia
Collaborate with a Coordinated Team of Specialists
Our investment process integrates with your broader financial life, connecting to your tax, estate, and business planning so your portfolio is never managed in isolation. With coordinated specialists, you gain one synchronized strategy supporting every decision.
Capital Investment Company of VA
Build confidence through clarity. Let’s design a portfolio built for your future.
FAQs
Frequently Asked Questions
Why do I need a financial advisor?
Money decisions are complicated, and small mistakes can cost big. I simplify your options, help you avoid costly errors, and build a clear plan for your future.
What’s the difference between financial planning and investing?
Investing is one part of the picture. Financial planning covers the whole picture—retirement, taxes, insurance, estate planning, and how it all works together.
Do I really need to save for retirement if I have a 401(k)?
Yes. A 401(k) is a great start, but it’s just one tool. I’ll help you maximize it and build a retirement income plan that lasts.
Is now a good time to invest?
Yes—if you invest with a plan. We match your timeline and risk level, then put cash to work in stages so you don’t rely on perfect timing.
What’s a “good” annual return?
A good return is the one that gets you to your goals with risk you can live with. We set expectations by plan, not headlines.
What should I do with an old 401(k)?
You can leave it, roll to your new plan, or roll to an IRA. I compare fees, fund choices, and protections, then execute the rollover for you.
What are my fiduciary responsibilities as a plan sponsor?
As fiduciary, you must act prudently, document decisions, monitor investments, and ensure fees are reasonable. I provide 3(21) or 3(38) fiduciary support, policies, and a documented process to reduce liability.
How do I reduce liability for myself and the company?
Shift investment selection to a 3(38) fiduciary, adopt an IPS, run quarterly reviews, and maintain a fiduciary file. My role is to build and maintain that defense file for you.
How do we integrate financial wellness into our retirement program?
We add budgeting, debt payoff, and household planning tools. I align wellness programs with retirement readiness metrics so benefits show measurable ROI.
contact
It All Begins with a Conversation.
Have questions or need assistance? Reach out to us through our contact form below. We're here to help you connect and collaborate!
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