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How Can We Help You?
We are located in the heart of Roanoke, Virginia, but we proudly serve
families and businesses all over the country.
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It All Begins with a Conversation.
Have questions or need assistance? Reach out to us through our contact form below. We're here to help you connect and collaborate!
Why our clients love us
Client Testimonials
Andy is very responsive, and always has smart and useful advice to offer about all our financial needs. Highly recommend working with him!
- Cat Lazaroff
Great investment advice from Andy. He has doubled my money in a short period of time. Highly recommended!
- Andy S.
Andy Ingram has been a great asset to us as we head into the uncharted waters of retirement! His knowledge and recommendations are very much appreciated and we highly recommend him!
- Loretta Kiedrowski
Prudence in Process
Tell Us What You Want
As a partner of ours, your objectives come first. A "listen first" consultation reinforces our single-minded focus of doing what is best for our partners. Only then can we allocate our independent and innovative resources to show you how we can help.
FAQs
Frequently Asked Questions
Why do I need a financial advisor?
Money decisions are complicated, and small mistakes can cost big. I simplify your options, help you avoid costly errors, and build a clear plan for your future.
What’s the difference between financial planning and investing?
Investing is one part of the picture. Financial planning covers the whole picture—retirement, taxes, insurance, estate planning, and how it all works together.
Do I really need to save for retirement if I have a 401(k)?
Yes. A 401(k) is a great start, but it’s just one tool. I’ll help you maximize it and build a retirement income plan that lasts.
Is now a good time to invest?
Yes—if you invest with a plan. We match your timeline and risk level, then put cash to work in stages so you don’t rely on perfect timing.
What’s a “good” annual return?
A good return is the one that gets you to your goals with risk you can live with. We set expectations by plan, not headlines.
What should I do with an old 401(k)?
You can leave it, roll to your new plan, or roll to an IRA. I compare fees, fund choices, and protections, then execute the rollover for you.
What are my fiduciary responsibilities as a plan sponsor?
As fiduciary, you must act prudently, document decisions, monitor investments, and ensure fees are reasonable. I provide 3(21) or 3(38) fiduciary support, policies, and a documented process to reduce liability.
How do I reduce liability for myself and the company?
Shift investment selection to a 3(38) fiduciary, adopt an IPS, run quarterly reviews, and maintain a fiduciary file. My role is to build and maintain that defense file for you.
How do we integrate financial wellness into our retirement program?
We add budgeting, debt payoff, and household planning tools. I align wellness programs with retirement readiness metrics so benefits show measurable ROI.
Capital Investment Company of VA
Experience Confidence. Ethical Advice. Independent Expertise.
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