Capcova + sollinda
Personalized Wealth Solutions for Individuals
“Collaborate with a Coordinated Team of Specialists”
Capital Investment Co. of Virginia
You deserve more than a one-dimensional financial service. You deserve a coordinated strategy.
Our approach brings together the right professionals at the right time, investment management, tax strategy, insurance planning, estate design, and business consulting, all working in concert for you. Instead of siloed advice, you gain a fully integrated wealth team: fiduciary advisors, CPAs, estate attorneys, insurance specialists, and business consultants aligned around your goals.
The result? Clear direction, coordinated decisions, and purposeful planning designed to protect, grow, and enhance your wealth, so you can move confidently toward long-term financial security and opportunity.
Capcova + sollinda
Collaborative Wealth Management
Experts, collectively using our strengths, in concert, focused on optimizing YOUR goals.
For The Individual
LIFESTYLE PLANNING
INVESTMENT MANAGEMENT
RETIREMENT PLANNING
INSURANCE, ALTERNATIVES & TAX PLANNING
ESTATE PLANNING & TRUSTS
BUSINESS OWNER & FAMILY OFFICE SERVICES
From the Founder
“You need solutions, not obstacles. Financial conversations are the foundation of a strong understanding on how to solve the complexities unique to you, your family and your businesses.”
J. Andy Ingram, AIF®, QPFC®, CPFA™, C(k)P®, Ri(k)™
Capcova + sollinda
Our Services
Lifestyle
Planning
Identifying and prioritizing the things you want to accomplish while you LIVE. Where do you want to be in 2, 5, 10, 20 years?
Investment
Management
Curation of simple complex customized portfolios delivered in an efficient, transparent and fiduciary manner using the universe of viable investment vehicles.
Retirement
Planning
You have one question, “Can I fund my lifestyle in Retirement without running out of money? Gain Confidence. Live comfortably by preparing for the phase of life you envision.
Insurance, Alternatives, & Tax Planning
Implementing of Protection, Diversification and Risk Management vehicles to help provide layers of security to you, your family and your businesses.
Estate Planning & Trust Services
Prudent Planning for Present and Future Generational Wealth Transfer. An End-to-End Customized Solution Securing a Financial Legacy for You and Your Loved Ones. Maintain control of your assets while providing for the individual, Families and Organizations you hold dear.
Business Owner & Family Office Services
Guidance for Growth and Protections of your latest venture or your life’s work. Keep your Personal and Professional aspirations on track while optimizing the interwoven nature in which they are structured.
FAQs
Frequently Asked Questions
Why do I need a financial advisor?
Money decisions are complicated, and small mistakes can cost big. I simplify your options, help you avoid costly errors, and build a clear plan for your future.
What’s the difference between financial planning and investing?
Investing is one part of the picture. Financial planning covers the whole picture—retirement, taxes, insurance, estate planning, and how it all works together.
Do I really need to save for retirement if I have a 401(k)?
Yes. A 401(k) is a great start, but it’s just one tool. I’ll help you maximize it and build a retirement income plan that lasts.
Is now a good time to invest?
Yes—if you invest with a plan. We match your timeline and risk level, then put cash to work in stages so you don’t rely on perfect timing.
What’s a “good” annual return?
A good return is the one that gets you to your goals with risk you can live with. We set expectations by plan, not headlines.
What should I do with an old 401(k)?
You can leave it, roll to your new plan, or roll to an IRA. I compare fees, fund choices, and protections, then execute the rollover for you.
What are my fiduciary responsibilities as a plan sponsor?
As fiduciary, you must act prudently, document decisions, monitor investments, and ensure fees are reasonable. I provide 3(21) or 3(38) fiduciary support, policies, and a documented process to reduce liability.
How do I reduce liability for myself and the company?
Shift investment selection to a 3(38) fiduciary, adopt an IPS, run quarterly reviews, and maintain a fiduciary file. My role is to build and maintain that defense file for you.
How do we integrate financial wellness into our retirement program?
We add budgeting, debt payoff, and household planning tools. I align wellness programs with retirement readiness metrics so benefits show measurable ROI.
contact
It All Begins with a Conversation.
Have questions or need assistance? Reach out to us through our contact form below. We're here to help you connect and collaborate!
Capital Investment Company of VA
Experience Confidence. Ethical Advice. Independent Expertise.
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